FAQ

Helping you get the most out of Financial Statement Analyzer.

Pre-sales

The aim of financial analysis is to gain insights into how a business is performing and to identify areas for improvement. While it is crucial to perform financial analysis internally, there are also several other use cases. Investors need information about profitability while creditors need to consider liquidity and solvency. Stakeholders will want to know how well invested capital has been used or what is the overall business value. Analyzing competitors may also reveal areas where the competitors are performing better, allowing for focused measures to improve performance or market share.

Financial analysis offers vital information to business owners, investors, financial consultants and creditors. Please refer to the Industries page for a more detailed overview about how different user groups can leverage financial analysis.

SBB Financial Analysis focuses solely on financial analysis and forecasting. Our suite of applications covers practically every detail that can be extracted from financial statements.

Small and medium-sized companies will benefit from fully automated basic analysis. Competitive pricing and simplicity brings financial analysis capabilities within the reach of companies of any size.

Financial systems used for day-to-day operations by larger corporations may already offer some level of analytics. Not being a core feature, the analysis capabilities are generally quite basic and limited to in-house data. SBB Financial Analysis products offer advanced analysis, forecasting and the ability to analyze any company.

License subscriptions

Individual licenses

Individual licenses can be purchased online and provide immediate access to the application. Individual license holders may upgrade, downgrade or cancel their license subscription any time from within the application.

Individual licenses offer monthly and annual billing periods and are automatically billed using a debit/credit card.

Company licenses

Companies may purchase multiple licenses for their personnel. Each user will have their individual user account. In case of personnel changes, individual licenses can be transfered to new users. Changes to the license subscription must be requested through SBB sales.

Company licenses are invoiced annually.

Please see the Pricing page for current license pricing.

Upgrade subscription

A license subscription can be upgraded at any time. It is possible to upgrade the license level, billing period or both. The remaining value of the currently paid period will be reimbursed when purchasing an upgrade. For individual licenses, the upgrade is billed immediately and the upgrade will become effective immediately. For company licenses, the upgrade will be invoiced.

Downgrade subscription

A license subscription can be downgraded at any time. A downgrade does not involve any immediate billing. The current license level will remain active until the end of the currently paid period. The downgraded license level and billing amount will become effective after the currently paid period ends. The downgrade can be reverted before the change has become effective.

Cancel subscription

A license subscription can be canceled at any time. The account will remain active until the end of the currently paid period. The cancellation can be reverted while the account is still active.

Changes to individual license subscriptions

Users with individual licenses can implement all subscription changes directly from the user profile within the application.

Changes to company license subscriptions

Changes to company license subscriptions must be requested through SBB sales.

Using SBB Financial Statement Analyzer

All analysis reports are automatically updated as financial statement data is updated on the income statement, balance sheets and notes page. All analysis reports are also automatically updated when data for new fiscal periods is added by forecasting or interim report features.

The only exception to automatic report updates is the present value report. The report is separately generated using the “Advanced valuation” feature, which is available in the Pro version. The report will also be cleared if changes are made to the financial statement data to maintain strict correlation between the financial statement data and the valuation report.

A fiscal period must fulfill the following criteria to be valid for analysis:

  • Booked turnover or other operating income
  • Non-zero total assets
  • Non-zero total equity and liabilities

Analysis is performed only for consecutive valid fiscal periods to ensure consistent trend and change ratio calculations. Fiscal periods following an invalid fiscal period will not be included in analysis reports.

A minimum of two valid fiscal periods is required for calculating balance sheet changes related to cash flow analysis. If only one valid fiscal period is available, cash flow analysis will not be calculated at all. If two or more valid fiscal periods are available, cash flow analysis results will not be available for the first valid fiscal period.

 

In SBB Financial Statement Analyzer it is possible change the user interface and report languages independently. In addition to printing and exporting reports in multiple languages, the feature is designed to help with data input. While standards define what information needs to be included in financial statements, there are no standards related to the layout and presentation of this data. Variable presentation styles and specialized financial terminology may be challenging if the source material is in another language than the native language of the user. Changing the report language temporarily to match the financial statement will make the data input significantly easier and reduces the possibility of errros.

Documentation and support

Extensive documentation is accessible within the application including quick guide, detailed user guide and definitions of financial terms.

Please contact support@sbbfinancialanalysis.com for support issues.